词汇积累 12 min de lecture

TOEIC® 商务词汇:7 大主题、短语动词与高频搭配

掌握 7 大商务主题的 TOEIC® 词汇:释义、例句、必备短语动词与高频搭配。

Par Justin DE SIO Mis à jour: 10 janvier 2026
TOEICVocabularyBusiness EnglishPhrasal VerbsCollocations

词汇:贯穿 TOEIC® 全部 7 个部分的关键

商务词汇是 TOEIC® 每一个部分的根基。无论是听力部分(第 1 到第 4 部分)还是阅读部分(第 5 到第 7 部分),每一道题都取决于你识别和理解商业世界术语的能力。扎实的词汇量能让你抓住对话的含义、补全填空句子,并读懂电子邮件、报告和通知等职场文档。

本指南把 TOEIC® 中出现频率最高的 300 多个单词归纳为 7 个主题类别,随后再讲解必备的 phrasal verbs(短语动词)和高频搭配。掌握这份清单就足以让你从大约 600 分提升到 800 分以上,因为同样的商务单词会在考试的每个部分反复出现。

TOEIC 商务词汇示意图

冲 800+ 需要多少词汇量

并没有一个万能的数字,但你的词汇量与 TOEIC® 分数密切相关。最高频的 600 个单词就已经覆盖了你在考试中会遇到的约 80% 的情境,而要进入高分段,主要就是把这一核心词汇拓宽并加深。下面这张表可作为各分段所需主动词汇量的大致参考。

目标分数 大致主动词汇量
600 (B1)约 750 个单词
785(B2 门槛)约 1,000 个单词
800+约 1,200 个单词
945+ (C1)约 1,500 个单词

这些数字只是大致估算,因为在语境中认出一个词比自己说出它要容易。800 分以上对应一个扎实的 B2,所以不妨了解一下 800 分在 CEFR 上意味着什么,以及到底 要多少分才能达到 B2 水平

按主题划分的 TOEIC® 词汇

下面的词汇按考试最常取材的七大商务主题分组。每个词条都给出简短释义和一个真实的例句,让你以单词在考试中真正出现的方式去学习。建议一次专注一个主题,而不要按字母顺序来背:把单词按主题归类,记起来要容易得多。

财务与会计

词条 释义 例句
revenue经营业务所产生的收入The company's revenue increased by 15% this quarter.
expenditure用于商品或服务的支出We need to reduce our annual expenditure.
invoice为商品或服务开具的账单(发票)Please send the invoice by the end of the month.
budget某一时期的财务计划The marketing budget has been approved.
audit对账目的正式审查The annual audit will begin next Monday.
profit margin扣除成本后剩余收入的百分比(利润率)Our profit margin improved thanks to cost reductions.
reimbursement对已花费款项的偿还(报销)Submit your receipts to request a reimbursement.
fiscal与政府或公司财务有关的(财政的)The new fiscal year begins in April.
overdue未在到期日前付款或完成的(逾期的)The invoice is now two weeks overdue.
statement财务交易的记录(对账单)Your bank statement is available online.
transaction一次买卖(交易)Every transaction is recorded for the audit.
asset公司拥有的有价值之物(资产)The building is the company's largest asset.
liability债务或财务义务(负债)The report lists all assets and liabilities.
quarterly每三个月一次的(季度的)We review the figures at the quarterly meeting.
deduction从总额中扣除的金额(扣除)Tax deductions are applied before the final salary.

人力资源

词条 释义 例句
recruit寻找并招聘新员工We plan to recruit five new engineers this year.
resign主动辞去职位She decided to resign after ten years with the company.
promotion晋升到更高的职位He received a promotion to senior manager.
benefits薪资以外的福利(保险、假期)The benefits package includes health insurance and paid leave.
performance review对员工工作的正式评估Performance reviews are conducted every six months.
applicant求职申请人All applicants must submit a resume and cover letter.
appraisal对绩效的正式评估Your annual appraisal is scheduled for next month.
severance雇佣关系结束时支付的钱(遣散费)The package includes three months of severance pay.
onboarding让新员工融入公司的过程(入职培训)Onboarding for new staff takes one full week.
headcount员工总数The department plans to increase its headcount.
retention防止员工流失(留任)Better benefits improved staff retention this year.
candidate正在考虑录用的人(候选人)We interviewed four candidates for the position.
supervisor管理他人工作的人(主管)Report any issues to your direct supervisor.
workforce公司全体员工(劳动力)Half of the workforce now works remotely.
vacancy尚未填补的职位(空缺)There is a vacancy in the accounting team.

市场营销与销售

词条 释义 例句
campaign协调一致的营销行动(活动)The advertising campaign will launch in September.
survey用于收集意见的问卷调查We conducted a customer satisfaction survey.
launch新产品的推出(上市)The product launch exceeded all expectations.
target audience目标消费群体Our target audience is young professionals aged 25-35.
brand awareness消费者对品牌的认知度Social media has greatly increased our brand awareness.
market share某公司在总销量中所占的份额(市场份额)The company gained market share in the Asian region.
outreach主动接触并吸引客户的行动Our outreach to new clients doubled this quarter.
endorsement对某产品或品牌的公开支持(代言)The celebrity endorsement boosted online sales.
projection对未来数字的估算(预测)Sales projections for next year look promising.
quota固定的销售目标(配额)Each representative met their monthly quota.
retail向公众出售商品(零售)The product is now available at retail stores.
discount在正常价格上的减让(折扣)Members receive a 10% discount on all orders.
promotion为提升销量推出的特别优惠(促销)The summer promotion runs until the end of August.
revenue stream企业的一项收入来源Subscriptions became our main revenue stream.
competitor同一市场上的竞争对手Our main competitor lowered its prices last week.

差旅与物流

词条 释义 例句
itinerary规划好的路线或行程Please review the travel itinerary before departure.
reservation住宿或出行的预订I made a reservation at the hotel near the conference center.
departure离开或出发的行为The departure time has been changed to 3 p.m.
customs管控进口货物的机构(海关)All goods must be declared at customs.
freight由轮船或卡车大批量运输的货物Freight costs have risen due to higher fuel prices.
shipment一同发出的一批货物The shipment is expected to arrive by Friday.
layover两趟航班之间的短暂停留(中转)We have a two-hour layover in Frankfurt.
expense report待报销的业务开支记录(费用报告)Please file your expense report after the trip.
accommodation出行期间的住宿The company covers accommodation during conferences.
voucher可兑换商品或服务的凭证(代金券)Use this voucher for a free airport shuttle.
warehouse存放货物的建筑(仓库)The order was dispatched from the central warehouse.
carrier运输货物的公司(承运商)We switched to a faster carrier for deliveries.
delay某事推迟的一段时间(延误)Bad weather caused a delay in the flight.
boarding pass允许你登机的凭证(登机牌)Please have your boarding pass ready at the gate.
destination前往的地点(目的地)Our final destination is the Tokyo branch office.

生产制造与质量

词条 释义 例句
assembly line由连续工位组成的生产系统(流水线)The new assembly line can produce 200 units per hour.
defect产品中的瑕疵或缺陷A defect was found during the final inspection.
inspection为保证质量而进行的仔细检查All products undergo a thorough inspection before shipping.
warehouse用于存放货物的大型建筑(仓库)The warehouse is located near the main distribution center.
inventory可供使用的全部货物存量(库存)We need to update the inventory before the end of the quarter.
quality control确保产品达到标准的各项流程(质量控制)The quality control team rejected the entire batch.
assembly把零件组装到一起的过程(组装)Final assembly takes place at the main plant.
warranty维修或更换产品的承诺(保修)The appliance comes with a two-year warranty.
output一定时间内的产出量The new machine doubled our daily output.
component用于制造产品的部件(组件)A faulty component caused the delay.
recall召回有缺陷产品的指令(召回)The manufacturer issued a recall on the model.
supplier提供原材料的公司(供应商)We signed a contract with a new supplier.
maintenance让设备保持良好状态的工作(维护)Routine maintenance is scheduled for Sunday.
specification对要求的详细说明(规格)The parts must match the engineer's specifications.
durable能用很久的(耐用的)These containers are durable and reusable.

科技与 IT

词条 释义 例句
software update程序的更新版本A software update will be installed overnight.
database有组织的数据集合(数据库)The customer database contains over 50,000 records.
network相互连接的计算机系统(网络)The network will be down for maintenance this weekend.
backup为安全保存而做的数据副本(备份)Please create a backup before making any changes.
troubleshoot查找并解决问题(排查故障)The IT team was called to troubleshoot the printer issue.
cybersecurity保护数字系统免受威胁(网络安全)All employees must complete the cybersecurity training.
upgrade升级到更新或更好的版本We need to upgrade the servers next quarter.
outage某项服务停止运行的一段时间(中断)A power outage took the website offline.
deployment把软件发布投入使用(部署)The deployment of the new app is set for Monday.
server向其他设备提供数据的计算机(服务器)The files are stored on a secure server.
interface用户与系统交互的接口(界面)The new interface is much easier to use.
encryption对数据编码使仅授权用户可读(加密)All payments are protected by encryption.
bandwidth网络连接的容量(带宽)Video calls use a lot of bandwidth.
install安装软件或设备以供使用IT will install the program on every laptop.

办公室与职场

词条 释义 例句
supplies日常工作所需的物资(用品)We need to order more office supplies.
memo简短的内部书面消息(备忘录)A memo was sent to all staff regarding the new policy.
conference room专门用于开会的房间(会议室)The conference room is booked until 3 p.m.
deadline某事必须完成的最后时间(截止日期)The deadline for submissions is next Friday.
workload分配到的工作量The team's workload has increased significantly this month.
colleague与你共事的人(同事)Please consult your colleague before finalizing the report.
agenda会议上待讨论事项的清单(议程)The first item on the agenda is the budget.
premises企业所占用的房屋和场地(经营场所)Visitors must sign in when entering the premises.
refurbish翻新并使空间现代化The lobby will be refurbished over the holidays.
attendance到场的行为(出席)Attendance at the training session is mandatory.
minutes会议的书面记录(会议纪要)Could you take the minutes during the meeting?
overtime超出正常工时的工作(加班)Staff are paid extra for overtime.
schedule任务或活动的时间安排(日程)The project is currently ahead of schedule.
policy官方的规定或行事方针(政策)The new policy takes effect next week.

TOEIC® 必备的 phrasal verbs(短语动词)

phrasal verbs 是“动词 + 小品词”的组合,其含义往往与单个动词不同。它们在 TOEIC® 的邮件和对话中无处不在。下面精选的清单收录了商务场景中最常见的短语动词;关于可分与不可分形式的规则以及完整方法,请参阅我们的 TOEIC® 短语动词完整指南

Phrasal verb 释义 例句
look into调查We will look into the matter immediately.
carry out执行或实施The team carried out the plan without any issues.
put off推迟The meeting was put off until next week.
turn down拒绝或回绝The board turned down the merger proposal.
set up建立或安排They set up a new branch office in Tokyo.
take over接管控制权Ms. Park will take over as department head in April.
follow up跟进进展I will follow up with the client after the presentation.
figure out弄清楚或想明白We need to figure out why sales dropped last quarter.
fill in填写表格,或顶替某人Please fill in the attached application form.
hand in把某物交给某人(上交)All reports must be handed in by Friday.
call off取消已计划的活动The conference was called off at short notice.
run out of某物用完了The warehouse ran out of packaging materials.

高频搭配(collocations)

collocations 是英语母语者凭语感自然使用的固定词组。TOEIC® 常在第 5 部分考查这些搭配,要求你选出正确的动词:

Collocation 释义 例句
make a decision就某一行动方案做出决定The committee will make a decision by Friday.
reach an agreement达成共识Both parties reached an agreement after lengthy negotiations.
meet a deadline在规定日期前完成The team worked overtime to meet the deadline.
submit a report正式提交一份书面文件All managers must submit a report by the end of the month.
attend a meeting出席会议She was unable to attend the meeting due to a conflict.
place an order下单订购商品或服务We placed an order for 500 units last week.
conduct a survey开展一项系统性调查The marketing department conducted a survey of 1,000 customers.
raise concerns表达担忧或提出异议Several employees raised concerns about the new schedule.
hold a meeting组织并主持一场会议We hold a team meeting every Monday morning.
take measures采取措施应对问题The firm took measures to cut its costs.
launch a product把新产品推向市场They plan to launch a product in early spring.
sign a contract正式同意一份法律文件(签订合同)Both companies signed a contract last week.

如何记牢 TOEIC® 词汇

一份长长的单词表,只有真正记住了才能提分。下面四个习惯能把上面的表格变成长久的记忆:

  • 用间隔重复。用记忆卡片在不断拉长的间隔里复习单词,让它们进入长期记忆,而不是一天后就忘掉。
  • 在语境中学每个词。多读商务邮件、多听职场对话,再观察一个词在完整句子里如何运作。 一套完整的模拟测试就是最真实的语境。
  • 按主题分组学,而不是按字母顺序。上面的主题表格还原了考试归类词汇的方式,让相关单词彼此强化。
  • 经常自测。主动回忆胜过被动重读,所以不妨试试我们的 免费 TOEIC 练习题和下面的小测验。

快速自测:10 个 TOEIC® 单词

用上面清单里的十个词来自测。读出每条释义,回想单词,然后展开答案核对。

1. 员工离职时支付的钱。

severance

2. 公司的员工总数。

headcount

3. 未在到期日前付款或完成的。

overdue

4. 两趟航班之间的短暂停留。

layover

5. 维修或更换产品的承诺。

warranty

6. 某项服务停止运行的一段时间。

outage

7. 会议上待讨论事项的清单。

agenda

8. 取消已计划的活动(短语动词)。

call off

9. 表示按期完成的搭配。

meet a deadline

10. 表示做出决定的搭配。

make a decision

常见问题

用 990prep 扩充你的词汇量

商务词汇出现在 TOEIC® 的每一道题里。在 990prep 上练习,在邮件、对话和职场文档等真实情境中掌握核心词汇。

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